Total Risk, No

Introduction The relationship between total risk, no-diversifiable risk, and diversifiable risk are in the context of the level of diversifiable in the investment portfolio, which is critical in identifying the type of risk to diversify as economic investment environment dynamically changes. In this case, diversifiable risk is the only relevant risk because of its specificityAdvertising We will write a custom essay sample on Total Risk, No-Diversifiable Risk, and Diversifiable Risk specifically for you for only $16.05 $11/page Learn More Total risk An aggregate of all the total factors associated with making an investment decision is referred to as total risk. Each of the factors associated with making decisions that have the potential to adversely impacts on business investment making are classified into no-diversifiable and diversifiable risks, making total risks. In this case, total risk needs to be assessed before making an investment to avoid the po tential for making loses, which are outcomes that significantly vary from the expected value and financial returns. In this case, the link between total risks and other risks is separated from each other by the Capital Asset Pricing Model (CAPM), in theory. Here, total risk in finance can be market dependent with attributes where the different market drivers determine the degree of returns for a risk to impact investments. While total risk underlies the perspective of risk in its varied forms, one of the forms of risk is no-diversifiable risk. No-diversified risk No-diversifiable risk, which is also referred to as systematic risk is defined in the context of the entire class of assets and liabilities. The rationale for this type of risk is that the value of an asset depreciates with time as economic factors change with changing market conditions. That is because the risk of an investment asset cannot be mitigated, and that affects both corporate and individual investments. The latte r makes it mandatory to add the asset into a diversified investment portfolio, which is then delineated into the no-diversifiable risk. In context, market risks, purchasing power risks, and interest rate risks underlie the driver factors no-diversifiable risk. Another element of risk is diversifiable risk. Diversified risk On the other hand, diversifiable risk is risk defined in the context of unsystematic risk which can be removed through diversification since it belongs to part of an asset’s risk. In this case, diversifiable risk can be narrowed into specific asset-related events in a firm that can be in the form of regulatory actions, lawsuits, loss of a key account, and strikes.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The underlying cause of diversifiable risk is industrial specific events such as pricing, marketing, research and development, and labor unions. Here, diver sifiable risk is in the context of business risks, default risks, and financial risks. The key characteristic of diversifiable risk is that it has limited impact on diversified portfolio. Comparatively, diversifiable risk is the only relevant risk. Diversified risk as only relevant risk That diversifiable risk is the only relevant risk is correct. That is because diversifiable risk is limited to a specific asset and can be accurately identified in relation to its impact on an asset. That is in addition to the fact that such a risk allows for diversification depending on the universe of investment and can be controlled by hedging. Conclusion There are strong relationship and differences between the total risk, no-identifiable risk, and indefinable risk, with each defines in the context of risk, but varying in the diversification or no-diversification portfolio. This essay on Total Risk, No-Diversifiable Risk, and Diversifiable Risk was written and submitted by user Maya D. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

University of San Carlos Essays

University of San Carlos Essays University of San Carlos Essay University of San Carlos Essay A partial fulfillment to the course Entrep 31 Submitted to: Dr. Emmyllou Llorca Submitted by: Abaday, Lyndon R. August 27, 2013 I. CASE Summary The McDonalds Corporation is the worlds largest chain of hamburger fast food restaurants, serving around 68 million customers daily in 119 countries. Headquartered in the United States, the company began in 1940 as a barbecue restaurant operated by Richard and Maurice McDonald; in 1948 they reorganized their business as a hamburger stand using production line principles.Businessman Ray Kroc joined the company as a franchise agent in 1955. He subsequently purchased the chain from the McDonald brothers and oversaw its worldwide growth. McDonalds primarily sells hamburgers, cheeseburgers, chicken, french fries, breakfast items, soft drinks, milkshakes and desserts. In response to changing consumer tastes, the company has expanded its menu to include salads, fish, wraps, smoothies, and fruits. McDonald’s Philippines is a subsidiary of the Filipino-owned Golden Arches Development Corporation. The first Filipino McDonald’s to open for business was in the Morayta university districts in Manila during 1981.These days McDonald’s is operating over 150 restaurants throughout the islands of the Philippines. Being a 100% Filipino-owned franchise allows McDonald’s Philippines to be more agile and take quicker actions, making them an even more competitive force in the Filipino fast-food market. IV. Competitor’s data and Analysis Jollibee Foods Corporation Jollibee Foods Corporation abbreviated as JFC and popularly known as Jollibee is a Filipino multinational chain of fast food restaurants headquartered in Pasig City, Philippines. It is the parent of Jollibee, the countrys leading fast-food chain brand.Among its licensed brands are Chowking, Greenwich Pizza, Red Ribbon, Mang Inasal and Burger King Philippines. Since its inception, JFC expanded and to date, it has a total of 2,510 stores worldwide with a system wide retail sales totaling to 82. 1 billion pesos for the fiscal year 2011 Weaknesses 1. Negative publicity 2. Unhealthy food menu 3. High employee turnover Strengths 1. Largest fast food market share in the world 2. $2 billion advertising budget 3. Partnerships with best brands 4. More than 80% of restaurants are owned by independent franchisees 5.Children targeting SWOT Analysis Threats 1. Trend towards healthy eating 2. Local fast food restaurant chains 3. Lawsuits against McDonald’s Opportunities 1. Increasing demand for healthier food 2. Home meal delivery 3. Advertising the capabilities of Wi-Fi internet services in the branches Wendy’s Old Fashioned Hamburgers Wendys Old Fashioned Hamburgers is an international fast food chain restaurant founded by Dave Thomas on November 15, 1969, in Columbus, Ohio, United States. The company decided to move its headquarters to Dublin, Ohio, on January 29, 2006.As of March 2010, Wendys was the worlds third largest hamburger fast food chain with approximately 6,650 locations, following McDonalds 31,000+ locations and Burger Kings 12,000+ locations - Wendys offers two different hamburger patties, a Junior 1. 78 ounce (50. 4 gram) patty and its Single 4 ounce (113. 4 gram) patty. 4 ounce patties are sold in single, double and triple sizes whereas the junior patties sell in single and double patties. The previous size of 2 ounces per junior patty was altered to its current size in 2007 to save on expenses from rising food costs.Originally Wendys had only two kinds of chicken sandwiches, fried and grilled. The spicy chicken sandwich started out as a promotional sandwich. It was later put on the menu full-time in 1996 due to its popularity and the fact that, compared to most promotional sandwiches, it was much simpler to make (it used the same condiments as the standard breaded chicken sandwich). Strengths 1. Cheap food prices 2. Voted as one of USA’s best burgers 3. Family atmosphere inside the restaurant Weaknesses 1. Isn’t well known around the world compare to McDonald’s and KFC 2. Doesn’t have a signature sandwich 3. Doesn’t serve breakfast mealsSWOT Analysis Threats 1. Increase in prices of beef 2. McDonald’s introducing McCafe 3. Another recession Opportunities 1. Take advantage of the international market 2. Creating a signature burger 3. Fish Sandwich KFC (Kentucky Fried Chicken) KFC (Kentucky Fried Chicken) is a fast food restaurant chain headquartered in Louisville, Kentucky, United States, which specializes in fried chicken. It is the worlds second largest restaurant chain overall (as measured by sales) after McDonalds, with over 18,000 outlets in 120 countries and territories as of December 2012. -KFC was founded by Harland Sanders, a colorful figure who began selling fried chicken from his roadside restaurant in Corbin, Kentucky, during the Great Depression. Sanders identified the potential of the restaurant franchising concept, and the first Kentucky Fried Chicken franchise opened in Utah in 1952. KFC popularized chicken in the fast food industry, diversifying the market by challenging the established dominance of the hamburger. By branding himself as Colonel Sanders, Harland became a legendary figure of American cultural history, and his image remains prominent in KFC advertising.However, the companys rapid expansion saw it grow too large for Sanders to manage, and in 1964 he sold the company to a group of investors led by John Y. Brown, Jr. and Jack C. Massey. Strengths 1. Original 11 herbs and spices recipe 2. Strong position in emerging China 3. KFC is the market leader in the world among companies featuring chicken as their primary product offering Weaknesses 1. Unhealthy food menu 2. High employee turnover 3. Lack of strong marketing efforts SWOT Analysis Threats 1. Trend towards healthy eating 2. Local fast food restaurant chains 3. Lawsuits against KFCOpportunities 1. Increasing demand for healthier food 2. Home meal delivery 3. Introducing new products to its only chicken range Competitor Analysis | Ratings (Scale = 1-5) 1 = Poor – 5 = Excellent| Attributes| Jollibee| McDonald’s| KFC| Wendy’s| Customer awareness| 5. 0| 5. 0| 5. 0| 4. 0| Product quality| 5. 0| 5. 0| 5. 0| 4. 5| Product availability| 4. 5| 4. 5| 4. 0| 3. 5| Technical Assistance| 4. 5| 4. 5| 4. 0| 4. 0| Selling staff| 5. 0| 5. 0| 5. 0| 4. 5| Score (Average)| 4. 8| 4. 8| 4. 6| 4. 1| The data presented above were based from personal assessment/observation by the researcher.

How To Conjugate and Use the Spanish Verb Ir

How To Conjugate and Use the Spanish Verb Ir You might not expect  fue and vaya to be conjugations of the same verb, but that is what happens with ir.  As would be expected for a verb that uniquely has an ending only with  no stem, ir,  is highly irregular. Most unusually, it shares its preterite and imperfect subjunctive forms with ser. The context typically will indicate which verb is being conjugated. Ir  it typically translated as to go. It also is frequently used to form the periphrastic future. Irregular forms are shown below in boldface. Translations are given as a guide and in real life may vary with context. Infinitive of Ir ir (to go) Gerund of Ir yendo (going) Participle of Ir ido (gone) Present Indicative of Ir yo voy, tà º vas, usted/à ©l/ella va, nosotros/as vamos, vosotros/as vais, ustedes/ellos/ellas van (I go, you yendo, he yendo, etc.) Preterite of Ir yo fui, tà ºÃ‚  fuiste, usted/à ©l/ella fue, nosotros/as fuimos, vosotros/as fuisteis, ustedes/ellos/ellas fueron (I went, you went, she went, etc.) Imperfect Indicative of Ir yo iba, tà º ibas, usted/à ©l/ella iba, nosotros/as à ­bamos, vosotros/as ibais, ustedes/ellos/ellas iban (I used to go, you used to go, he used to go, etc.) Future Indicative of Ir yo irà ©, tà º irs, usted/à ©l/ella ir, nosotros/as iremos, vosotros/as irà ©is, ustedes/ellos/ellas irn (I will go, you will go, he will go, etc.) Conditional of Ir yo irà ­a, tà º irà ­as, usted/à ©l/ella irà ­a, nosotros/as irà ­amos, vosotros/as irà ­ais, ustedes/ellos/ellas irà ­an (I would go, you would go, she would go, etc.) Present Subjunctive of Ir que yo vaya, que tà º vayas, que usted/à ©l/ella vaya, que nosotros/as vayamos, que vosotros/as vayis, que ustedes/ellos/ellas vayan (that I go, that you go, that she go, etc.) Imperfect Subjunctive of Ir que yo fuera (fuese), que tà º fueras (fueses), que usted/à ©l/ella fuera (fuese), que nosotros/as fuà ©ramos (fuà ©semos), que vosotros/as fuerais (fueseis), que ustedes/ellos/ellas fueran (fuesen) (that I went, that you went, that he went, etc.) Imperative of Ir ve (tà º), no vayas (tà º), vaya (usted), vamos or vayamos (nosotros/as), id (vosotros/as), no vayis (vosotros/as), vayan (ustedes) (go, dont go, go, lets go, etc.) Compound Tenses of Ir The perfect tenses are made by using the appropriate form of haber and the past participle, ido. The progressive tenses use estar with the gerund, yendo. Sample Sentences Showing Conjugation of Ir Nunca he viajado a Chile, pero espero ir allà ­. (I have never traveled to Chile, but I hope to go there. Infinitive.)He ido muchas veces al restaurante y siempre me ha gustado. (I have often gone to the restaurant and I have always liked it. Present perfect.)Esta semana vamos a estudiar la situacià ³n en Alemania. (This week we are going to study the situation in Germany. Present indicative showing how the periphrastic future is formed.)Los hombres se fueron a la cocina a preparar unos tragos. (The men went away to the kitchen to prepare some drinks. Preterite.)Dejà ³ su vehà ­culo en una gasolinera y se fue a pie al banco. (She left her vehicle at a gas station and went by foot to the bank. Preterite.)Ella y yo à ­bamos una vez al mes a un cafà © del centro y hablbamos de todo. (She and I would go monthly to a downtown cafà © and talk about everything. Imperfect.)No sà © si irà © a la playa, porque me es difà ­cil divertirme sin dinero. (I dont know if Ill go to the beac h, because it is difficult for me to enjoy myself without money. Future.) Si yo tuviera que decidir, irà ­a a Isla Mujeres. (If I had to decide, I would go to Isla Mujeres. Conditional.)Espero que vayan con la disposicià ³n de escuchar. (I hope they go prepared to pay attention. Present subjunctive.)Insistà ­ una y otra vez en que fuera conmigo. (I insisted again and again that she go with me. Imperfect subjunctive.) ¡Vete de allà ­! (Get out of here! Imperative.)Vamos al lago para pescar. (Lets go to the lake to fish. Imperative.)

Term paper english Example | Topics and Well Written Essays - 1500 words

English - Term Paper Example Characters allow us to transport ourselves into the life of another person, if only for a time, to experience things we never before felt possible. Two examples of this truth are William Faulkner’s ‘A Rose for Emily’ and Nathaniel Hawthorne’s ‘Young Goodman Brown’. Characters are critical to the effectiveness of these stories because they work to develop the plot, provide conflict, and create a protagonist or antagonist that the reader can empathize with. The Plot Faulkner revolutionized story telling with his unique way of organizing a book. ‘A Rose for Emily’ certainly demonstrates this by the way Faulkner divides the book into five distinct sections. In so doing, he is able to develop the main character (Emily) in a systematic manner. We begin by seeing Emily in the twilight of her life, after she died, and how nearly the entire town came to her funeral. By beginning at the ending point of the main character’s life, Faulk ner builds his plot around the entire life of the character. He continues this strategy by moving a second section of the story. Here, the author describes events in Emily’s life from 30 years previous to her death. We gain perspective into the tenacity of the character and her willingness to fight any inquiries into her life made by the townspeople. Faulkner is further developing the plot by enabling us to the private side of Emily and how this contributes to her overall persona. The plot thickens in sections 3 and 4 as Faulkner describes various events in his characters life. The picture is of a town that is deeply concerned about Emily and foreshadows her eventual death. The plot climaxes in the final section of story by continuing where the first section left off. Had Faulkner not included the middle three sections of the story, the reader would be left at a loss as to why Emily would have such a lasting legacy on the town. The final section describes the events after Emi ly’s death and builds on the plot until the end. This type of storytelling is ingenious because the plot is truly built around the main character. The reader can follow along as various events are told and events foreshadowed. Nathaniel Hawthorne developed his stories much differently than Faulkner, yet the characters in his stories remain central to the development of the plot as well. As Leibowtiz noted in one of his essays on Hawthorne, â€Å"Hawthorne utilized characters and ideas for his own artistic purposes† (120). One such example of this is the story ‘Young Goodman Brown’. As in most of Hawthorne’s books, this story has a religious underpinning to it. To get to the message, however, the reader is taken on a journey with Goodman Brown. Once again, Hawthorne is like Faulkner in that the story is developed around one main character. This gives Hawthorne a unique ability to really develop everything about a character. Here, the entire story rev olves around Goodman Brown. From the very beginning of the story, when Goodman Brown says goodbye to his wife and that he’ll be back in a day, the plot develops quickly as the main character sets off on a series of unexpected adventures. Through various meetings and recollections from Goodman Brown himself, the reader begins to understand the shame and heartache he feels towards many of his relationships and acquaintances in life. It is through these musings that the entire plot is based. The story is quite simple really: Is Goodman Brown going to return home to Faith or not?

Meeting to Improve Production Essay Example | Topics and Well Written Essays - 1500 words

Meeting to Improve Production - Essay Example Within the workplace, several examples of basic needs are rest periods, lunch breaks, and wages. Safety needs in the workplace can include job security, seniority, pensions, and medical and life insurance. A person must feel safe and be granted a freedom from fear. Only then can they continue to excel. Social needs are defined as the need for love, affection, and a sense of belonging in one’s relationships with other persons. Workplace examples of these needs include work groups, teamwork, and company outings. Friendships are beneficial to humans at home and in the workplace, but some employers do not realize the importance of this association. Research has shown that promoting social interaction among employees will increase morale and productivity. Self esteem needs are defined as the need for the esteem of others; respect, prestige, recognition, and personal sense of competence. Humans are egocentric, and everyone likes to be praised. A worker appreciates recognition for a job well done. This recognition will motivate them to continue working hard for the company. If the praise is lacking, the worker will begin to understand that doing quality work is unnecessary. The praise need merely be a few words of gratitude in the presence of their peers.The last level of Maslow’s hierarchy, the pinnacle of achievement, is self-actualization. This represents a lofty goal for an individual; the need to fulfill oneself; to grow and use one’s abilities to the fullest and most creative extent. The concept offers a variety of interpretations, because it differs with each person.

truthhod Quest for Truth in Joseph Conrads Heart of Darkness Essay

The Quest for Truth in Heart of Darkness      Ã‚  Ã‚   Conrad’s Heart of Darkness is set in Africa's Congo region, and his descriptions of that place are stark yet full of the wonder of discovery as well as the shock that comes from uncovering ugly truths. Conrad was purposefully vague in his setting for Heart of Darkness; he never actually named the destination to which Marlow journeyed. This may be because Heart of Darkness was more an inner journey than a journey between places.   Conrad juxtaposed his protagonist's inward quest with an outward journey through the wilderness of   "dark" Africa. The novel's climax was not comprised of actions, but of moral discoveries and intellectual awakenings.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   A stylistic device utilized by Conrad throughout the novel is the highlighting of themes by setting certain symbolic elements in opposition to contrasting symbolic elements. In order to accomplish this, he relied heavily on metaphors. Metaphors only gain meaning, as they are associated in the reader's mind with images or ideas that are beyond the intrinsic meanings of the words themselves (Searl 1979). In reference to the title Heart of Darkness, Ian Watt said " . . . Both of Conrad's nouns are densely charged with physical and moral suggestions; freed from the restrictions of the article, they combine to generate a sense of puzzlement which prepares us for something beyond our usual expectations: if the words do not name what we know, they must be asking us to know what has, as yet, no name" (Watt 1963).   Resonating throughout Heart of Darkness was the contrast between elements, which may be represented as being light, and elements, wh ich may be characterized as being dark. Light carries with it the metaphorical meanings ... ... Cox, C. B. Conrad: Heart of Darkness, Nostromo, and Under Western Eyes. London: Macmillan Education Ltd., 1987. Guetti, James. ‘Heart of Darkness and the Failure of the Imagination’, Sewanee Review LXXIII, No. 3 (Summer 1965), pp. 488-502. Ed. C. B. Cox. Ruthven, K. K. ‘The Savage God: Conrad and Lawrence,’ Critical Quarterly, x, nos 1& 2 (Spring and Summer 1968), pp. 41-6. Ed. C. B. Cox. Street, Brian V. The Savage in Literature. London: Routledge & Kegan Paul Ltd., 1975. Thornton, A. P. The Imperial Idea and its Enemies. New York: St. Martin's Press, 1985. Watts, Cedric. A Preface to Conrad. Essex: Longman Group UK Limited, 1993.   Wiley, Paul L. Conrad's Measure of Man. Madison: The University of Wisconsin Press, 1954. Wynne-Davies, Marion. Ed. The Bloomsbury Guide to English Literature. New York: Prentice Hall General Reference, 1990.

Live Concert Essay

Throughout the history of time, music has changed, grown, and developed into many unique and different genres and broken off into many interesting directions. Among one of these rather recent and distinct groups comes the genre of psychedelic rock portrayed by groups like Dr. Dog and Wilco. Psychedelic rock is considered controversial simply because of its origin and the habits it produces, encourages, and signifies in present day culture. The genre of psychedelic rock uses ragas, which literally means â€Å"color† or â€Å"hue†, and the drones of Indian music to create its individual and mood enhancing sound. This genre is a style of rock that comes from the cultures of the United States as well as the United Kingdom in 1960’s in which the use of psychedelic or hallucinogenic drugs were popular. This music is meant to reflect the feeling and effects of the common drugs and to replicate the experience of a trip from certain drugs such as cannabis, peyote, mescaline, and LSD. This trend began in America first in San Francisco, California and slowly spread through the country. This genre of music still exists today and one form of that music is from the band Dr. Dog which originates from West Grove, Pennsylvania and consists of five members, Tony Leaman who plays the bass, Scott McMicken who is the lead guitar player, Frank McElroy who also plays the rhythm guitar, Zach Miller on the keyboard, and Eric Slide on the drums. Much of this music is relaxed and tranquil, not as much hype and energy as typical rock. To create something as unique as that of Psychedelic rock, or acid rock, there are certain instruments that are used to execute the sound. Commonly used instruments in these kinds of bands include the electric guitar, percussion, keyboards, and exotic instruments such as the tabla and the sitar. These exotic instruments add a new element that was never found in western culture before. These new types of foreign instruments create a new sound and sensation for the listener. Since the whole point of psychedelic rock is to reproduce the awareness of a high from certain drugs, it has many social issues that come along with it. Many of the songs of this genre allude to the use or effects of drugs and the music resembles that emotion. The dissonance of the tones within each song creates the feeling of a drug effect and adds to the large subculture of the twentieth century. Although the music did not necessarily encourage the use of drugs to listen to the music, it had a profound effect on people of that generation. The hippie subculture of the sixties and the seventies were some of the people that surrounded this type of music. That doesn’t mean that they had to do drugs, but it means they most likely did. These were the people who went against the societal norms and expectations of the era and were engaged in music like psychedelic rock. The lyrics to most of Dr. Dog’s songs are quite ambiguous. Each song has a meaning that’s personal to the individual who is hearing it. What the listener takes away is something of their own perception and thought process. Through my own interpretation of the lyrics, this part of a song called â€Å"The Breeze† refers directly to why this type of music is controversial.